The quiet roads of East Dorset are among the safest in the country after it was revealed that motorists in the area have the highest average of no claims at eight years.
The residents of the South West county have less claims than any other location in Britain, according to data from Compare the Market.
Meanwhile, the lowest no claims is in the London borough of Tower Hamlets, where the average is just four years.
There are benefits to having no claims as drivers that do not make any over a long period of time will be eligible for a no claims bonus which can make a significant dent in a motorist’s premium.
East Dorset saw the highest number of no claims whilst Tower Hamlets saw the least in the UK
The comparison site analysed its collected data from car insurance enquiries on its website between May 2018 and July 2020.
It found the average person in Britain has a no claims bonus of seven years.
However, there’s one part of the country that can boast of being the true no claims capital.
East Dorset was the only region to have a no claims average of eight years, however, there were 253 places that had an average of seven years.
This includes Plymouth, Dover, Stratford upon Avon and York.
There are also 133 locations that see an average of six years no claims including Ipswich, Pembrokeshire, Aberdeen City and Southampton.
Meanwhile, there are considerably less regions – just 22 – that have an average of five years including Manchester, Birmingham, Cambridge and Oxford.
Of these 14 of these are unsurprisingly in London including Hackney, Wandsworth, Lewisham and Islington.
The research also examined how the average number of no claims has changed over recent years, finding that the number increased from six to seven years during 2018 and reached an average of eight years by July 2019.
As technology has improved, cars have got safer, and telematics devices which track driving have been introduced, it is to be expected that the average number of years of no claims increase.
Accident data from the Government also shows the number of accidents has been going down each year which is likely why less claims have been made.
As technology improves over the years, it is expected there will be a higher no claims average
However, the average amount of no claims dropped back down to six years in October 2019, suggesting that despite improvements in safety, there is perhaps not a huge benefit when it comes to no claims bonuses.
Despite this, it is likely that the there will be more a higher number of no claims made in 2020 as there are less cars on the road due to the coronavirus pandemic.
Dan Hutson, head of motor insurance at Compare the Market said: ‘Lots of factors are taken into account when calculating a driver’s risk profile but having a higher no claims could be a good indicator that someone takes care while on the road.
‘It’s unsurprising that remote areas such as East Dorset have the highest bonuses when compared to other areas of the UK with large cities.
‘Having more years of no claims could mean that your risk profile is lower, and that you could be offered lower car insurance premiums as a result.
‘The size of the car insurance no claims bonus varies between providers, if offered, so it’s as important as ever to shop around for a best deal to suit your needs.’
To find out if your area has a high or low no claims average, click here.
Crackdown on uninsured drivers
All 43 police forces in the UK are going to be hunting down uninsured motorists on the road as part of a dedicated campaign against illegal drivers this week.
‘Operation Driver Insured’ – which kicked off today and runs until 1 November – will see increased policing to detect and seize uninsured motors.
The crackdown comes as figures revealed that 137,410 uninsured vehicles were taken off the road last year – equating to one every four minutes.
AA president Edmund King said he fully supported the seven-day sting, but added that it highlights a ‘fundamental’ lack of policing on our roads, which would result in uninsured drivers being caught ‘every day of the year rather than just in a one week campaign’.